Terms and conditions of service

These terms govern your use of our website and subscription services. By accessing or using our site, you agree to comply with these terms. Please review them carefully.

September 15, 2025

Acceptance of terms

By using this site or subscribing to our financial planning services, you acknowledge and accept these terms in full. If you do not agree, please do not use this website or our services.

Definitions

Key terms used throughout these terms and conditions are defined below.

“Service” means the subscription-based financial planning support provided by us.

“User” refers to any individual or entity using our website or subscribing to our service.

“Content” includes all materials, information, and resources available on this website.

“Advisor” means a member of our team providing consultations as part of the service.

Use of the service

You agree to use our service for lawful purposes and not engage in prohibited activities as described below. Misuse of the service may result in termination.

Eligibility

Our services are available to Australian residents aged 18 or older. By using this site, you confirm your eligibility.

Proof of eligibility may be requested at any time.

Your responsibilities

You are responsible for providing accurate information and using the service appropriately.

Keep your contact and subscription information up to date.
Use the service only for your personal financial planning needs.
Maintain the confidentiality of your account credentials.
Notify us promptly of any unauthorised access or security concerns.

Prohibited uses

You must not misuse our website or services.

Do not attempt to gain unauthorised access to our systems or data.
Do not use the service for illegal or fraudulent purposes.
Do not transmit any harmful or malicious code.
Do not copy, modify, or distribute our content without permission.
Do not impersonate others or misrepresent your identity.

Intellectual property rights

All content on this website, including text, graphics, and branding, is the property of anokephyavi or its licensors. You may not use, copy, or distribute any material without written consent, except as permitted by law.

User content

Any information or materials you submit via our site must be lawful and not infringe on third-party rights.

User content rights and use

By submitting content, you grant us a non-exclusive licence to use it for service delivery and communication.

Privacy and data protection

Your information is handled according to our privacy policy and all applicable Australian privacy laws. We do not sell your data to third parties.

Privacy policy

Disclaimer and limitation of liability

Please read this section carefully for important information about limitations and disclaimers.

Important notice

We do not guarantee specific outcomes or financial results. Results may vary by individual.

Limitation of liability

We are not liable for any indirect or consequential loss arising from use of our website or services.

Indemnification

You agree to indemnify us against any claims resulting from your misuse of our content or services.

Dispute resolution process

We aim to resolve disputes amicably. If unresolved, disputes will be managed according to the process outlined below.

Arbitration

Any unresolved disputes may be referred to arbitration in accordance with Australian law.

Arbitration does not waive your statutory rights as an Australian consumer.

Online dispute resolution

You may also use online dispute resolution platforms for consumer disputes if applicable.

Learn about dispute resolution

Severability

If any provision is found invalid, the remainder will remain in effect.

Entire agreement

These terms constitute the entire agreement between you and anokephyavi regarding your use of this site and our services.

Applicable law and jurisdiction

These terms are governed by Australian law. Any disputes will be subject to the jurisdiction of Australian courts.

Termination

We may terminate your access or subscription if you breach these terms. Notice will be provided when possible.

Modifications

We may update these terms periodically. Changes will be posted with the new effective date.

Contact us for questions

If you have any questions about these terms, please contact our team for assistance.

Email address: content@anokephyavi.com

Phone number: +61-2-4181-5125

Office address: 265 King Street, Newcastle, NSW 2300 Australia

Effective date: September 15, 2025

Version: 2.0