Terms and conditions of service
These terms govern your use of our website and subscription services. By accessing or using our site, you agree to comply with these terms. Please review them carefully.
September 15, 2025
Acceptance of terms
By using this site or subscribing to our financial planning services, you acknowledge and accept these terms in full. If you do not agree, please do not use this website or our services.
Definitions
Key terms used throughout these terms and conditions are defined below.
“Service” means the subscription-based financial planning support provided by us.
“User” refers to any individual or entity using our website or subscribing to our service.
“Content” includes all materials, information, and resources available on this website.
“Advisor” means a member of our team providing consultations as part of the service.
Use of the service
You agree to use our service for lawful purposes and not engage in prohibited activities as described below. Misuse of the service may result in termination.
Eligibility
Our services are available to Australian residents aged 18 or older. By using this site, you confirm your eligibility.
Proof of eligibility may be requested at any time.
Your responsibilities
You are responsible for providing accurate information and using the service appropriately.
Prohibited uses
You must not misuse our website or services.
Intellectual property rights
All content on this website, including text, graphics, and branding, is the property of anokephyavi or its licensors. You may not use, copy, or distribute any material without written consent, except as permitted by law.
User content
Any information or materials you submit via our site must be lawful and not infringe on third-party rights.
User content rights and use
By submitting content, you grant us a non-exclusive licence to use it for service delivery and communication.
Privacy and data protection
Your information is handled according to our privacy policy and all applicable Australian privacy laws. We do not sell your data to third parties.
Privacy policyDisclaimer and limitation of liability
Please read this section carefully for important information about limitations and disclaimers.
Important notice
We do not guarantee specific outcomes or financial results. Results may vary by individual.
Limitation of liability
We are not liable for any indirect or consequential loss arising from use of our website or services.
Indemnification
You agree to indemnify us against any claims resulting from your misuse of our content or services.
Dispute resolution process
We aim to resolve disputes amicably. If unresolved, disputes will be managed according to the process outlined below.
Arbitration
Any unresolved disputes may be referred to arbitration in accordance with Australian law.
Arbitration does not waive your statutory rights as an Australian consumer.
Online dispute resolution
You may also use online dispute resolution platforms for consumer disputes if applicable.
Learn about dispute resolutionSeverability
If any provision is found invalid, the remainder will remain in effect.
Entire agreement
These terms constitute the entire agreement between you and anokephyavi regarding your use of this site and our services.
Applicable law and jurisdiction
These terms are governed by Australian law. Any disputes will be subject to the jurisdiction of Australian courts.
Termination
We may terminate your access or subscription if you breach these terms. Notice will be provided when possible.
Modifications
We may update these terms periodically. Changes will be posted with the new effective date.
Contact us for questions
If you have any questions about these terms, please contact our team for assistance.
Email address: content@anokephyavi.com
Phone number: +61-2-4181-5125
Office address: 265 King Street, Newcastle, NSW 2300 Australia
Effective date: September 15, 2025
Version: 2.0